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PhD in Law Analysis
Services for Individuals

B2C Debt Recovery

Qualified legal assistance in recovering funds under receipts, loan agreements, and returning unjustifiably acquired property.

Yuriy Kozachuk, Ph.D. in Law

Managing Attorney & Legal Scholar

Senior Practice Lead

Lending money to acquaintances, colleagues, or relatives under a receipt or loan agreement is a common practice that, unfortunately, often ends in non-repayment. Debtors start avoiding communication, invent endless excuses, or completely deny receiving the money. In such cases, delaying plays against the creditor, as the debtor may hide or transfer their property to third parties.

The debt collection procedure requires fast and decisive actions within the law. A simple receipt, even if not notarized, is an official document confirming the conclusion of a loan agreement, but to win in court, it is necessary to properly calculate the principal debt, inflation losses for the entire period of delay, and 3% interest per annum under Article 625 of the Civil Code of Ukraine.

Attorney Yuriy Kozachuk offers professional debt recovery of any complexity. Our work begins with pre-trial settlement (mediation, preparation of demands), which often allows recovering funds without prolonged litigation. If the debtor refuses to pay, we promptly apply to court.

An extremely important step is taking measures to secure the claim — imposing a judicial arrest on bank accounts, apartments, and vehicles of the debtor before the final court decision is rendered. This deprives the debtor of the opportunity to hide assets and guarantees 100% real recovery of your money at the stage of enforcement proceedings.

We take full control over the execution of the court judgment, interacting with private and state bailiffs. Return your money legally and quickly.

Full scope of work within this practice:

Developing a bespoke debt recovery strategy, pre-trial settlement and pre-action correspondence.
Preparing and filing substantiated statements of claim for the recovery of debt, penalties, inflation losses and 3% per annum.
Judicial protection in disputes over the return of funds under receipts, loan agreements or funds unjustifiably transferred to bank cards.
Judicial recovery of property unjustifiably held by third parties after the expiry of use, termination or invalidation of an agreement.
Securing the claim (injunctions, attachments on the debtor's property and accounts before the final judgment).
Legal support and control over the forced enforcement of court judgments by state or private bailiffs.

Expert Advice

The main mistake of a creditor in debt collection issues is prolonged oral negotiations, during which the debtor transfers real estate and cars to relatives. Filing a lawsuit with a simultaneous application to secure the claim (arrest of property or accounts) blocks attempts to hide assets and guarantees real recovery of funds.

Schedule a Private Consultation

Submit your request regarding "B2C Debt Recovery". Ph.D. in Law, attorney Yuriy Kozachuk will examine your files.